Effective Date: May 31, 2026

Welcome to HEKA Capital, LLC. These Terms of Service ("Terms") govern your access to and use of our website, services, and communication platforms. By accessing our site or utilizing our services, you agree to be bound by these Terms.

1. Age Restriction

You must be at least 18 years of age to use our website and services, including opting into our SMS messaging program. By using our services or subscribing to our communications, you represent and warrant that you are 18 years of age or older.

2. SMS Program Description and Use Cases

HEKA Capital, LLC offers an SMS messaging program to keep our clients and partners informed. By opting into our text messaging program, you can expect to receive messages related to:

Account and Application Updates: Status alerts regarding real estate financing, bridge loans, and private money brokering applications.

Appointment Reminders: Confirmations and scheduling updates for meetings and calls.

Marketing and Offers: Relevant industry updates, financing opportunities, and promotional offers.

3. Message and Data Rates

When you opt-in to receive text messages from HEKA Capital, LLC, please be aware that message and data rates may apply depending on your mobile carrier and plan. Message frequency will vary based on your interactions with us and the status of your inquiries.

4. Opt-Out Instructions

Your participation in our SMS program is entirely voluntary, and your consent is not a condition of purchasing any services. You can opt out of receiving text messages from us at any time. To unsubscribe, simply reply STOP to any text message we send. Upon receiving your opt-out request, we will send one final message confirming you have been successfully unsubscribed.

5. Support Contact Information

If you experience any issues with our text messaging program or need assistance, reply HELP to any of our text messages. You can also reach our support team directly by:

Email: [email protected]

Phone: (281) 400-2955

6. Carrier Liability Disclaimer

Mobile carriers (such as AT&T, T-Mobile, Verizon, etc.) are not liable for delayed or undelivered messages. The delivery of text messages is subject to effective transmission from your wireless service provider/network operator and is outside of HEKA Capital, LLC's direct control.

7. Privacy Policy

We take your privacy seriously. The collection, use, and protection of your data—including your SMS opt-in data and phone number—are governed by our Privacy Policy. SMS opt-in data and consent will never be shared with third parties for marketing purposes. For complete details on how we handle your personal information, please review our full Privacy Policy.

8. Changes to Terms

HEKA Capital, LLC reserves the right to modify these Terms of Service at any time. Any changes will be posted on this page with an updated effective date. Your continued use of our services following any changes constitutes your acceptance of the revised Terms.

9. Contact Us

If you have any questions regarding these Terms of Service, please contact us at:

HEKA Capital, LLC

Address: Sageyork Street, Houston, TX

Email: [email protected]

Phone: (346) 776-7797